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A Lawyer for Our Community | Salem Legal Services, LLC represents all individuals and business owners, including non-traditional couples and families. Our areas of practice are as diverse as the clients we serve
Bankruptcy

Salem New Hampshire Bankruptcy Lawyer

Effectively Handling Chapter 7, Chapter 11, and Chapter 13 Bankruptcies

When financial obligations become unmanageable, bankruptcy can provide you with a fresh start. At the law firm of Salem Legal Services, LLC, we guide clients through the bankruptcy process, so that they have solid ground upon which to build a strong financial future.

Our legal team provides debt counseling, workouts, foreclosure prevention and pre-bankruptcy planning, guiding individuals and businesses through the appropriate type of bankruptcy based upon their circumstances.

If you are considering filing for bankruptcy, contact our offices through e-mail or call us at 603-898-6954 to arrange an appointment with a knowledgeable bankruptcy lawyer.

  • Chapter 7 Bankruptcy: Chapter 7 bankruptcy, also known as debt liquidation bankruptcy, allows people who are delinquent in their financial obligations to legally discharge their debts, often with minimal negative consequences. To file for Chapter 7 bankruptcy, you must qualify under the "means test" - otherwise you may need to consider Chapter 13 bankruptcy.
  • Chapter 11 Bankruptcy: Chapter 11 bankruptcy provides protection for businesses that have fallen behind in repaying debts. Under Chapter 11 bankruptcy, businesses can continue operations while developing a plan to address outstanding debts.
  • Chapter 13 Bankruptcy: Under Chapter 13 bankruptcy, also known as debt reorganization, individuals or businesses with outstanding financial obligations can generate a court-supervised repayment plan to address existing financial obligations. Chapter 13 bankruptcy can help prevent foreclosure on your home or repossession of your car.

Frequently, the need to file bankruptcy arises as part of a larger challenge. Financial difficulties may be a contributing factor in a divorce; litigating a business dispute may leave a small business owner with few resources to address other financial concerns.

If you are having difficulties meeting your financial obligations for any reason, call 603-898-6954 or contact us through e-mail for a confidential consultation.